United SA Federal Credit Union

About

Business Loans


At United SA Federal Credit Union, we offer business loans for everything from real estate to construction costs, and beyond. Looking to remodel, purchase new equipment, or provide your employees with a new company vehicle? We can finance your growing business needs with the following lending services:


Real Estate Loans


Finance up to $2,000,000.00 on existing real estate property for a term of up to 180 months, or up to $1,000,000.00 for a term of 12 months for your new construction/development project.* * Maximum amount available for a first lien is 75% loan to value. Unimproved real estate maximum is 60% loan to value, and the maximum amount available for construction and development loans is 65% loan to value.


Conventional Business Loans


Our conventional business loans can be used for a wide variety of reasons; to purchase new/needed equipment, to expand or remodel your existing office/retail space, or to make other investments in your company's future growth. Borrow up to $60,000 unsecured, or up to $500,000 secured * for a term of up to 84 months! * Qualifying collateral on a secured loan includes a first lien or purchase money lien on business assets.


Short-Term Business Loans/Business Revolving Line of Credit


In need of funds to cover payroll; provide working capital; or to reach other short term objectives? We can help with a short-term loan amount of $5,000 - $25,000 for a term of up to 60 months! Or, for funds that can be used for any general purpose, apply for a business line of credit for $5,000 - $50,000!  Businesses need access to affordable services to help contribute to their success. Whether your business is a small, family-owned enterprise or well-established organization, having the right business services is essential.


At UNITED SA, we realize that not all businesses are the same, so we have a variety of services to meet your company's needs. Our business accounts are designed around the volume of your business, so choose the ones that work best for you.To meet the needs on both sides of your business, we offer Business Account Services and Business Lending services.